Insurance

International visitors are looking for insurance covarage which can fit into 3 categories

• "Intentional" Medical Travel Procedures:Travelling for the explicit purpose of doung a procedure overseas
• "Accidental" Medical Travel Coverage:While on travel, you have an accident and need medical coverage
• "Complication Insurance: Insurance in case of a complication resulting from a procedure.

There are almost no known insurance companies that support "intentional international medical travel". This has nothing to do with Bumrungrad International policies – this is entirely the choice of the insurance companies. In theory, Bumrungrad can support any insurance, as the patient needs to pay first and be reimbursed by the insurance company after the procedure. So the question is not if we accept the insurance, it is if the insurance company will reimburse you for the procedure. This is an important distinction to understand.

Many medical insurance policies support “accidental” medical treatment. For example, if you come to Thailand for business or holiday and have an accident while in the country, many policies will cover your treatment at Bumrungrad International. Please check with your insurance company for additional details before you travel.

As with the intentional medical travel coverage, this has nothing to do with Bumrungrad International policy – you need to check with your insurance company for additional details.

For accidental medical coverage, if your insurance company works with a medical assistance company that we have a contract with (e.g. International SOS, Mondial, etc.) then we can most likely work through them for direct billing.

You can see a list of the :

• Insurance companies we have direct billing contracts with
• Medical assistance companies we have contracts with

This is insurance which will cover you in case of an unknown or unexpected complication which happens from an intentional procedure, elective or otherwise. For example, if you are normal and healthy and choose to have a plastic surgery procedure done, if there complications because of the surgery, you may be able to purchase (before the procedure is done) insurance which can handle this. However, as another example, if you have diabetes and have an elective surgery performed, and there are complications from the surgery but due to diabetes, the insurance will most likely not cover the cost of the complications.